Insurance payments, copays, self-pay visits and no-show fees all land in one ledger, each matched to the visit that earned it — with electronic remittances and direct deposits connected so nothing arrives as paper.
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An ERA is the electronic version of the remittance advice a payer would otherwise mail you, and an EFT is the deposit that replaces the paper check. HealthSpark gives you the enrollment steps for each payer, and once they're done what was paid arrives as data instead of as a stack to open, read, and type in.
Open it, read it, type it in
Connected once
Electronic remittance advice
What the payer paid, as data
Electronic funds transfer
The deposit into your account
Payments rarely arrive whole. Medicare pays its share and crosses the rest to the supplement, a commercial plan pays around a copay you already took, and each piece lands on a different day — every one is matched back to the visit it belongs to until nothing is outstanding.
Visit · Jun 12
Olivia Carter
Self-pay rates, copays and coinsurance on the card at booking, out-of-network reimbursements, and late-cancellation and no-show fees all move through the same ledger — so what you were paid this week is one number, not four systems.
This week